Most of us, everyday hard working people, do not have what is known as Club 700 or perfect credit.

A simple late payment in the mail, a charge off unknown, divorce, and/or a major setback in life could effect less than desirable credit record.  In addition, misleading information, errors, and other people's information appearing on your credit record can all make it difficult to get that lower rate you need to get back on your feet. Many lenders will reject your loan request; some will not even consider your application. But whatever the reason, you can not sit back and not be able to enjoy lower rates and be able to consolidate your debt in a better way. 

You should not feel alone. The Fair Credit Reporting Act governs your bad credit and credit history. You can use this law to improve your bad credit profile and increase your fico scores.

At Supreme Lending, we do our best to arrange for home loans for people with imperfect credit. Based on experience, we have observed and we do understand that your credit report is often an inaccurate representation, filled with old data, duplicate accounts and erroneous reporting. We do our best to guide you through uncertainties and to help find ways to approve your loan.

We have helped and successfully approved clients with bankruptcy, repossession, charge offs, late payments, mortgage lates, collections accounts and even low fico scores.  

We are dedicated to provide you the best service you deserve with dignity. In some cases we fund our own mortgages, and have unique relationships with lending sources that are willing to give you more flexibility. We don't penalize you for past credit; we focus on your future financial needs. We make decisions about your loan directly since we are an independent with a faster loan process and loan approval.