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Lowest Rates on Land or Online
We specialize in zero-broker-fee, zero-point, rock-bottom-rate, lightning-turnaround mortgages on a national basis. What you can get from a bank, you can get from us, at the lowest rates in the country.

Fixed-Rate Mortgage Loans
Lock in now, while rates are comfortably low! Your interest rate is fixed and your monthly payment is fixed for the term of the loan. No one can beat our fixed rates!
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Adjustable-Rate Mortgage Loans
The big advantage here is an initial interest rate lower than what you can get with a fixed rate. If you’ll be earning more in the future than you are now, this is a smart choice. Our rates are always lowest!

FHA Mortgages
FHA loans allow you to put down as little as 3% of your home’s selling price. And the credit requirements are more lenient than for conventional mortgages. FHA is not a low-income program, so anyone can qualify. Find out more on our FHA page.
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Jumbo Mortgages
If your dream house is jumbo-sized, stretching the limits of conventional mortgages, ask us about our financing on a grand scale. The more expensive the house, the more you’ll appreciate our low rates!

Construction Financing
Build your own home with a minimum of delays and paperwork! You’ll like our low rates and efficient procedures!
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Mortgages Made to Order
In addition to traditional mortgages, we also offer a wide range of niche loans.

• Interest-only for a 30-year term, with interest-only payments for the first 15 years.

• No income verification. Both self-employed and W2 wage earners can qualify.
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